Lost Or Stolen Credit, Debit Cards, Alerts & Account Protection

What Should You Do If Your Credit Card Or Debit Card Is Stolen Or Lost?

Contact your credit card company.

Contact your credit card company right away to report the loss or theft of your missing card.

The phone number for your credit card company can be found on your credit card statement or online.

You may be able to report your loss on the website of the card issuer or at a bank branch.

You will not be liable for any unau

thorize

d charges if you report your lost or stolen card before anyone uses it.

Contact your credit card company.

Change your login information

Your identity must be verified by your card issuer.

You will almost certainly be asked for information such as your name, address, and social security number.

Your card issuer may want to know when your card was lost or stolen, as well as when you last charged it.

They can look over recent transactions you've had with them to see if any of them appear to be fraudulent.

Your account will be cancelled and a new card with a new account number will be issued by your issuer.

Keep an eye on your credit card statement.

Following up after reporting your loss is a good idea. Send a letter or email to your credit card company. Here are some final thoughts:

This is your account number.

The date and time you discovered your missing card.

When and how you notified the issuer of the loss.

Make a note of the date and time you sent your letter.

Remember to carefully review your card statement after reporting your card as lost.

If you notice any charges that appear fraudulent or unfamiliar, contact your credit card company right away.

Keep an eye on your credit card statement.

Examine your insurance policy.

Some homeowner's and renter's insurance policies cover credit card theft liability.